Every parent understands the rising costs of groceries, clothing, child care, and school supplies. The Canada Child Benefit (CCB) is a key source of support, offering tax-free monthly payments that help families manage their household budget. This government-backed program is updated every year and is indexed to inflation so it keeps up with cost-of-living changes. As of July 2025, the CCB has increased again—making a meaningful difference for Canadian families. Are you eligible for the Canada Child Benefit boost of $676.43 ?
What’s New for 2025?
The key update:
Starting July 2025, families can receive up to $7,998 for every child under age 6 and up to $6,749 for each child aged 6-17 during the 2025-26 benefit year. This represents an increase of about $200 compared to last year.
Main keywords and amounts:
Canada Child Benefit: 7 times
$7,998 per child under 6: 3 times
$6,749 per child aged 6-17: 3 times
How much will you get?
If you have one child under 6 and one child aged 6-17, you could get more than $11,030 over the benefit year if your net income is around $65,020.
The exact amount you receive depends on your family’s adjusted net income and number (and age) of children.
For detailed official information or to apply, always check the Government of Canada’s dedicated CCB page.
Who Qualifies and How is It Calculated?
Eligibility
You must live with at least one child under 18.
You must be the primary caregiver.
You (or your spouse/partner) must be a Canadian citizen, permanent resident, protected person, or have the required immigration status.
You must file a tax return yearly, even with no income.
Calculation Basics
CCB payments are income-tested: the lower your net family income, the higher your benefit.
Each July, payments are recalculated based on your previous year’s tax return.
Maximum amounts go to families with a net income of $37,489 or less. As your income rises above this threshold, your payment gradually decreases.
Monthly Payment Amounts
| Child’s Age | Maximum Annual CCB (2025-26) |
|---|---|
| Under 6 | $7,998 |
| 6 – 17 | $6,749 |
Canada Child Benefit Scheme: Two-Column Summary Table
| Details | 2025-26 Amount |
|---|---|
| Children under 6 | $7,998 per year |
| Children aged 6-17 | $6,749 per year |
What Else Should Families Know?
Other Supports and Indexation
The CCB is indexed for inflation, so it keeps pace with the rising cost of living.
There are additional supports such as the Child Disability Benefit for eligible children (up to $3,411.30 extra per year).
Some provinces and territories have extra benefits (like Ontario Child Benefit, Alberta Child Benefit), which coordinate with the federal CCB for even more support.
CCB benefits are paid monthly, and some provinces offer extra payments depending on your circumstances.
How the Increase Helps Families
The increase provides real relief. For example:
Families with two eligible children can expect hundreds more this year versus last year.
More than 3.5 million families and over 6 million children benefit from CCB across Canada.
The CCB has helped reduce child poverty significantly since its launch.
FAQs
How do I apply for the Canada Child Benefit?
If you are a new parent, apply through your CRA My Account or by submitting the appropriate forms. Birth registration in most provinces also offers a way to apply directly.
When will I see the new benefit amounts?
Payments with the new increased amounts start from July 2025, reflecting your family’s 2024 net income.
Do I get extra support for a child with a disability?
Yes. If your child qualifies for the Disability Tax Credit, you may be eligible for the additional Child Disability Benefit—up to $3,411 yearly.
Important Reminders
CCB is tax-free and does not affect other federal or most provincial benefits.
Ensure your tax returns are filed every year to keep your CCB payments coming—no return, no benefit!
If your personal or family situation changes (divorce, new child, moving countries), notify the CRA right away.
Why This Increase Is Important
Raising children comes with financial challenges, and every bit of support can provide stability and opportunity. The increase in the Canada Child Benefit for 2025 means more help for families, less stress about daily expenses, and—most of all—brighter futures for Canadian kids.
Stay informed, file your taxes, and make sure you’re getting the support you deserve. For complete and accurate information on eligibility, payment amounts, and updates, always refer directly to the Government of Canada’s official CCB site.
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